Importance of Economics in Daily Life Essay

What are the most important concepts you have learned in this Course How can you apply them to your life? What difference can these concepts or tools make in your everyday life? The essence of the education is not just to get the degree, rather to enhance intellectual caliber though learning and developing wisdom in the light of that learning that can be applied in the practical sphere of life. Although anything new that we learn is a value addition to our already developed wisdom; however, the aspect of life where that knowledge can be applied is different. For example, to learn about aviation would add something to a person’s wisdom, yet if that person does not want to make career in aviation or aeronautics that knowledge has little to do with his ordinary life. However, there are some subjects that are important not only to the experts of those fields, rather to all and sundry. Economics is one of them. It is a well known quote that economics is the intellectual religion of the day. In this course, we learned a variety of economics concepts, such as, Supply and Demand, Types of Goods and Markets, Government Policy and International Trade, Labor Markets, Wages and Income, Measuring Economic Health, Federal Reserve and Fiscal Policies, Economic Analysis. The importance of these concepts and tools for an economist is undisputed. Let’s look at how these concepts can help us in our everyday life. At an individual level, even if a person is not an economist, yet by studying economics he would be able to reason out some very simple phenomenon of life, which is actually the application of the different economic concepts. For example, he may reason out for a popular diamond water paradox that would reveal him that commodities rare in supply but greater in demand have higher prices. Likewise, consumer behavior and utility analysis can be understood, which would help him to be a wise and well informed buyer. Thus, at individual level, economics would help because, whatever the profession of the individual may be, being a buyer, he is the part of the economic world. At the community or group level, to be a well-informed and wise citizen, every person should be equipped with at least basic tools of economic analysis. It is quite normal at the time of election that the contesting parties also given a significant space to the economic reforms and policies in their election manifestoes. Having at least a functional knowledge of economic would help to evaluate which party has better policies. Thus, voting decision may also be influenced by the knowledge of economics. Moreover, the wisdom of various economic policies of government may be assessed and that would help to be a better, well informed and better citizen. All in all, based on the abovementioned arguments, it can be concluded confidently that economics enhances the reasoning of an individuals on various issues, at individual as well as group level. Reference Brue, S. , & Mcconnell, C. (2006). Economics. New York: McGraw-Hill/Irwin.

Many MNEs may want to start operations in some foreign country Essay

Establishment mode means that the MNE starts its operations from scratch in the foreign country usually through a wholly owned subsidiary where as in entry mode; this can be accomplished by a subsidiary or through partnership with a local party which involves shared ownership. In this study the authors examine the effect of same variables on both these choices available to a company. They do it through a series of hypotheses. The first hypothesis measures the positive effect of greater institutional advancement on the choice that the company makes. Institutional advancement is defined in the study as pertaining to changes in formal institutions over a period of time. It is argued that regulatory forces are likely to be a big influence on a decision that an MNE makes with regard to its establishment or entry choice. Regulatory forces or rather Regulative forces as described in the study are not limited to laws and regulations only but also include political and other social factors. The authors conclude that institutional advancement has a positive effect on the choice to establish a subsidiary with shared ownership. The second hypothesis postulated by the authors’ measures the moderating effect of institutional advancement on the tendency of a technologically intense firm to either go for establishment mode or entry mode. It is argued that firms which are technology intense should go for establishment mode because their competitive advantages are embedded in their labor force skills and organizational practices so it is more efficient for them to start from scratch. They should hire and train the local labor force. Furthermore in case of a joint venture or share ownership of the subsidiary, protecting the intellectual rights can be an issue. Protection of such rights is dependent on the judicial system. In transition economics where the judiciary is corrupt and intellectual property rights are not respected, an MNE would be reluctant to transfer its technology. Therefore authors conclude that firm with advanced proprietary technology are likely to prefer establishment mode but level of institutional advancement has a positive moderating effect on such a firm going for entry mode. The third hypothesis measures the moderating effect of institutional advancement on a multidomestic MNE to either go for establishment of entry mode. Multidomestic firms are defined as those which pursue multidomestic strategy and want to establish a sustainable local market presence. For such MNEs acquiring a local company is a more attractive option because such acquisition can provide them with local brands, market knowledge, distribution channels and network relationships with the host country’s other businesses and government. How the restructuring and realignment of the acquired entity can be very challenging. The firms in the host country are likely to be following a different paradigm. But on the other hand if an MNE goes for shared ownership or entry mode, it can accomplish more without facing these difficulties. It is argues that a multidomestic MNE requires lesser control on the subsidiary. If this is so then subsidiaries in the host country can have considerable freedom and operate on their own fully leveraging their local expertise.Hence it is concluded institutional advancement has a positive moderating effect on a multidomestic MNE to go for entry mode. Finally the authors have used an international survey to gather the data to support their findings. The survey consists of a questionnaire with 33 open and close ended questions. Furthermore the MNE’s latest establishment mode choice or entry mode choice has been taken as the dependent variable. Critique This study is no doubt a valuable asset for managers and students alike in studying the behavior of MNEs in making their choices when it comes to Foreign Direct Investment but nevertheless it has a few shortcomings and weaknesses. But the biggest shortcoming of this study is the scope. The authors have primarily taken a sample of European MNEs. And the so called economies in transition are basically east European countries which were once under the iron curtain. Firstly we need to consider the fact that Europeans MNEs may be very different from Japanese or American MNEs and so forth. The establishment or entry mode choice for Japanese firms may be dependent on or moderated by variables other than the ones discussed here. Similarly an MNE whether European or Japanese may decide to invest in some country in Central Asia or North Africa or even South Asia. The market conditions in these countries are very different from those of the transition economies discussed by the authors. This means that the findings in this study are not universally applicable. Nevertheless it is a valuable addition to our knowledge regarding MNE behavior in making Foreign Direct Investment decisions. But for any researcher trying to consult this study, it is very important to keep the above mentioned limitations in mind.

Bipolar Disorder And Its Effects On The Human Mind

Bipolar Disorder is a mental illness that has many effects on the human body and mind. It’s found in young adults and children as well. Statistics show that the disorder affects about four million people in the United States and is becoming one of the most common disabilities in the United States today. People with bipolar disorder undergo two types of mood swings: depression and mania. Those two are then divided into subcategories: Bipolar 1 Disorder, Bipolar 2 Disorder, and Cylothymia. This paper will discuss bipolar disorder, the subtypes and the symptoms, as well as causes and treatments. Bipolar Disorder, also known as manic depression, is a mental illness that has a great effect on the human mind. During this disorder, the mind†¦show more content†¦Bipolar disorder is most commonly found in adults, but it usually starts during the childhood and adolescent years. Historical data with youth suggest that the overall prevalence of bipolar disorders in children is approximately 1% of the population, a rate similar to that in adulthood and lower than most other childhood mental illnesses (Apps J, Winkler J, Jandrisevits MD, 2008). Strober et al said that 54 adolescents with bipolar I disorder over a period of 5 years and reported a high rate of recovery (96%) from the index episodes, and a moderate rate of relapse (44%) (Birmaher, 2013). In the Indian study 30 bipolar subjects with onset in childhood and adolescence were assessed systematically at baseline and 4-5 years later (Birmaher, 2013). Adolescents with bipolar disorder are at increased risk for complete d suicides. Strober et al. reported medically significant suicide attempts in 20% of their adolescent sample (Birmaher, 2013). It is very important that as parent you watch out for you child anytime that they show signs of having a bipolar disorder. Signs or symptoms could include weight loss, changes in the appetite, changes in sleeping pattern, feeling worthless hopeless, poor concentration, and guilt. It is inherent to the definition of Bipolar I Disorder that a person experience mania, regardless of any history of depressed mood (Apps J, Winkler J, Jandrisevits MD, 2008). Individuals withShow MoreRelatedSymptoms And Treatment Of Bipolar Disorder1489 Words   |  6 PagesDiego City College Bipolar disorder, also called manic-depressive disorder, is a disease that affects thousands of people all over the United States of America. According to Sarris (2011) approximately 1-2% of adults will be affected by bipolar disorder in their lifetime. While some individuals may go undiagnosed, the prevalence percentage can raise to as much as 4% when including milder subclinical presentations (Sarris, 2011). 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People who know someone with this disorder might understand their irregular behavior as a character flaw, not realizing that people with bipolar mental illness do not have control over their moods. Virginia Woolf’s illness was not understood in her lifetime. She committed suicide in 1941. Several theories exist as to what might lead a person to develop bipolar disorder. In VirginiaRead MoreThe Importance Of A Research On Bipolar Disorder1009 Words   |  5 PagesUnderstanding Bipolar Disorder Introduction This presentation will be discussing the contributions non-human animal research has made to the field of psychology while focusing on developments in bipolar research. It will begin with an exploration of three research examples that used mice to make discoveries relevant to bipolar disorder. Then my presentation will acknowledge the ethical concerns behind non-human animal research. 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Bipolar disorders take over a person and does not given them back, throughRead MoreThe Dark Horse By James Napier Robertson1581 Words   |  7 Pagestend to hear the word â€Å"bipolar† and automatically assume crazy,nutcase or weird. In the film â€Å"Dark Horse† directed by James Napier Robertson, we could see how Genesis Potini broke all stereotypical thoughts of having the mental illness of bipolar. Throughout all these trials that Genesis went through he always came out on the other side. This made me wonder why having a bipolar illness is a terrible illness to have in life. My hypothesis was that people who suffer from bipolar live terrible lives.Read MoreTreatment Of Treat ment For Bipolar Disorder1441 Words   |  6 PagesTreatment Treatment for bipolar disorder has to this day been approach using the biomedical model approach. Which means that BP disorder has been predominantly treated pharmacologically. Pharmacological treatment of BP disorder is not to be underestimated, but it is also not to be considered the first and last option of treatment. Research has shown that the Cognitive Behavioral Therapy (along with various other treatments) combined with pharmacological treatment has been shown to have better efficacyRead MoreSymptoms And Symptoms Of Manic Depressive Illnesses1143 Words   |  5 Pagesenergy levels have been observed as part of the human experience throughout history. The words melancholia (an old word for depression) and mania originated in Ancient Greek. The basis of the current concept of manic-depressive illnesses can be traced back to the 1850-s. Since then it has been regarded as a separate condition: bipolar disorder and described as illness causing recurrent oscillations between mania and depression. Bipolar disorder is characterized by severe and unusual changes

The Ratio Over 40 % - 1288 Words

ratio over 40% is considered troublesome. Also, compared to the 1995 and 2004 pre-retirees, the 2013 pre-retiree’s debt-to-income ratio exceeds the previous cohorts. However, the mean monthly total debt payment is lower for the 2013 cohort as compared to the 2004 pre-retirees. This may be a direct result of the decline in income for the 2013 cohort. In addition, the mortgage debt-to-income ratio for the 2013 pre-retirees increased over the measurement periods between 1995 and 2013. Moreover, the mortgage debt-to-income ratio for the 2013 pre-retirees increased as compared to the 1995 and 2004 pre-retiree cohorts. This observation provides evidence that the current group of pre-retirees has increased their mortgage debt over time and they†¦show more content†¦Thus, younger households will have lower income and assets, and borrow more in the beginning stages of the life-cycle, while middle-aged households and pre-retirees will increase savings and reduce liabilities whe n entering the later stages of life. However, as compared to the pre-retirees of 1995 and 2004, the 2013 pre-retiree’s total debt-to-total assets ratio exceeds the 1995 cohort, but is much lower than the 2004 cohort. For every dollar of assets, the 2013 pre-retirees had $0.84 of debt. Quantitative Analysis Results The objective of the study is to evaluate the extent to which secured and unsecured debt impacts the standard of living and the accumulation of financial assets among pre-retirees. To investigate the claim that servicing debt will reduce the standard of living and impact the ability of pre-retirees to adequately accumulate assets for retirement, logistic regression analyses were conducted for pre-retirees servicing debt to estimate the strength of the relationship between the dependent variables and the independent variables. For the initial analysis, natural logs of independent variables within the econometric model were utilized, except for the indicator variables which were not transformed. The dependent variable net worth contained negative values. To handle the log transformation of the negative values, a negative log (neglog) transformation wasShow MoreRelatedMole Ratio: Finding the Reaction You Want650 Words   |  3 PagesMOLE RATIO SCIENTIFIC OBJECTIVE: The main point of the experiment was to form a balanced chemical equation, the find the mole ratio. If a cloud of crystals had formed then when the two substances known as lead(II) nitrate and potassium dichromate were mixed at different doses measured in drops. with all of this being done it was about to show the mole ratio. The mole ratio the ratio of moles of what youve been given in a reaction to what you want to find. INTRODUCTION: A mole ratio is theRead MoreBed Bath and Beyond Case996 Words   |  4 Pagestaken lightly. Facts and Assumptions BBBY has too much cash. Although it has used the cash for store growth and small acquisition, the company should focus on using their cash to increase shareholder value. Currently BBBY is considering 40% debt-to-total-capital and 80% debt to total capital proposals. If BBBY were to use $400 million in excess cash and $636.3 million in borrowed funds to repurchase its shares they would increase their basic earnings per share from 1.35 to 1.41 and theirRead MoreExecutive Officer Of Hill Country Snack Foods Essay1583 Words   |  7 Pagesexceeding 12% in 2011. In each of the past five years, the dividend payout ratio had just been below 30% of the net income. However, the interest rate earned on invested cash was barely over 0% contributing almost nothing to net income. Return on equity was similarly reduced by the avoidance of debt and complete reliance on equity capital. The pro forma results presented in Exhibits 4 and 5 show that increasing the debt-to-capital ratio will increase the dividends per share, earnings per share and totalRead MoreNatural Selection : Darwin s And The Whys Of Adaptation And Speciation Essay872 Words   |  4 Pagesinitial allele ratio began at [A - .20 a - .80], allele A disappeared by the third generation, never returning. Allele A also disappeared by the fifth generation when the initial allele ratio began at [A - .40 a - .60]. Allele a did not disappear completely at any time. Allele A was unable to overcome the disadvantage of beginning with low contributions for the ant’s survival; however, when the beginning ratio was either even [A - .50; a - .50] or favored allele A slightly [A - .60; a - .40] it wasRead MoreLiquidity Ratios1068 Words   |  5 PagesOf the firm s sales, 40 percent are for cash and the remaining 60 percent are on credit. Of credit sales, 40 percent are paid in the month after sale and 30 percent are paid in the second month after the sale. Materials cost 30 percent of sales and are purchas ed and received each month in an amount sufficient to cover the following month s expected sales. Materials are paid for in the month after they are received. Labor expense is 40 percent of sales and is paid for in the month of sales. SellingRead MoreMcdonald Wendys Financial Statement1711 Words   |  7 Pagesinformation from their 2005 Financial Statements. Debt-to-Assets Ratio When comparing the debt-to-assets ratio of McDonalds and Wendys, you have to divide the firms total liabilities by their total assets. Essentially, the debt-to-assets ratio is the primary indicator of the firms debt management. As the ratio increases or decreases, it indicates the firms changing reliance on borrowed resources. The lower the ratio the more efficient the firm will be able to liquidate its assets ifRead MoreMgm Harvard Business School Accounting Case1296 Words   |  6 Pages$1.15) over 40 periods @ r) + PV ($23 paid 40 periods hence with a return of r) $16.5 1.15*(1 – (1/(1+r)^40))/r + 23/(1+r)^40 = 16.5 Solving for r in the above equation we get 14.318% as the effective interest rate. Similarly, Effective Interest Rate on the old 5% debenture = 12.53% The par value of these debentures = $1000 Per period payment = 100*05/2 = $25 Given that the market value of the 5% debenture as of this date is $458.75 PV (Per period payment of $25 over 40 periodsRead MoreMcDonalds Wendys Financial Statement Comparison Essay1693 Words   |  7 Pagesinformation from their 2005 Financial Statements. Debt-to-Assets Ratio When comparing the debt-to-assets ratio of McDonalds and Wendys, you have to divide the firms total liabilities by their total assets. Essentially, the debt-to-assets ratio is the primary indicator of the firms debt management. As the ratio increases or decreases, it indicates the firms changing reliance on borrowed resources. 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Answer Financial Statements of Ivan: Beginning Balance Sheet for Ivan Ivan Beginning Balance Sheet For the Period Ending Month AA, Year ABCD (In Bushels of Wheat) ASSETS Current Assets Seed 20 Fertilizer 2 Non-Current Assets Ox 40 Land 100 Total Assets 162 LIABILITIES 0 STAKEHOLDER S

U.s. Government And Terrorism - 1293 Words

The United States has been facing an array of diverse threats from Foreign Intelligence Entities (FIEs), terror groups, International Criminal Syndicates, Multinational Industrial Competitors, and Cyber Intruders. In most instances, the FIEs and terror cells use intricate modern covert, overt, and clandestine techniques to gather crucial information regarding the U.S. government and its operations across the globe. However, following the disastrous attacks on 9/11, the U.S. government has been formulating security policies to secure its borders against the threat from terror groups such as al-Qa’ida and the Islamic State. The U.S. government also disburses over 30 billion dollars to aid the intelligence groups in the collection of†¦show more content†¦Therefore, an analysis of the terror organizations use of social media platforms to recruit future members will enhance the Intelligence Community (IC) in formulating effective methods to curb the recruitment of America n nationals into terror cells. The Use of Social Media Platforms in Recruiting U.S. Nationals to Terror Cells After the infamous 9/11 attacks against the U.S., the country has put in place various measures aimed at securing its borders against foreign threats. However, despite the increased security measures, terrorist groups still find ways through which they can perpetrate their heinous attacks. In particular, these groups have taken advantage of the Internet as a means to circumvent the security apparatus put in place by the U.S. One may, therefore, raise a question as to whether social media platforms have made it possible for foreign groups to undermine the U.S. intelligence system. This paper will explicate how terrorist organizations and other similar groups have used the Internet, and in particular, social media platforms to attain their agendas by recruiting U.S. nationals, enabling terrorist groups to overcome intelligence measures utilized by the U.S. by focusing on the following questions: †¢ Is the country’s regulatory framework facilitating the subversion of intelligence efforts by prohibiting the ability of to monitor communication between the terrorists groups and American Citizens? †¢ How do social media platforms

Chamber Music-Like Intimacy Even at Sold Out Venue free essay sample

When noticing the scalpers and the people waiting to obtain last minute tickets, and especially after the concert, I felt extremely lucky to have been able to attend this concert. Prior to this concert, I had never been inside Carnegie Halls Isaac Stern Auditorium / Ronald O. Perelman Stage. Although we sat very high up in our balcony seats, it was not an impediment to the wonderful acoustics. Carnegie Hall is known for its intimacy and, for me, I felt it was most intimate in sound. Though the music was performed by a chamber music ensemble in an enormous room, I could distinctly hear and distinguish the music and I believe its quality would be the same no matter where I sat. So far I have not had very many good experiences with seating arrangements. It seems that theres always someone obstructing my view. This concert was no exception and, on top of that, since we sat on the right side of the balcony, our right side of the view of the stage was slightly obstructed. Of course, this had no effect on the quality of the music I perceived, and of this I was happy, but it did leave me, and Im sure the other concertgoers as well, a bit irritated. The good acoustics are wonderful for the music but, as it seems during this particular concert, it also amplified the disturbances in the audiences. Luckily, the audience was polite enough to hold their coughing or sneezing until the brief rest between movements. I have heard recordings of Anne-Sophie Mutter but it does not compare to finally seeing her play live. She plays effortlessly and confidently. When I looked for information about her before the concert, I learned that she plays without a shoulder rest and it did appear that way during this concert. Armed with this tidbit, I was impressed by her intimacy with the violin and, perhaps as a result, her virtuosity. Apparently, I wasnt the only person who enjoyed her performance: after each piece, she was called back on stage about three times and after the final piece, she acquiesced and played an encore piece. The concert also served to showcase a promising talent: Vilde Frang. Getting to see Bachs Double Concerto (Concerto for Two Violins in D Minor, BWV 1043) live has its advantages; for me, at times, it is hard to separate the two solo voices in the recordings of this piece but during this concert, I was able to see who was playing which lines. We got to see a bit of Frangs talent bu t it was a shame that she could not play in another piece. Although she played beautifully, I felt that she still has room for improvement. As Mutters protege, hopefully Frang will learn to adopt a bit of fluidity that is so prevalent in Mutters playing. I must confess that Im not the biggest fan of Bach so I was apprehensive at first. However, after this concert, I have new appreciation for Bach because I was in awe of Mutters performance of these violin concertos. I especially loved her performance in Tartinis The Devils Trill Sonata. I believe Mutter captured the spirit of the piece and I was amazed by her musicality. It is hard for me to judge because I dont have any experience with violin playing, but it seems rather difficult to play The Devils Trill with good phrasing at the quick tempo the piece is played at but Mutter excelled. After this concert, I learned a bit about myself: I left with an intrigue for Bach concertos, a hope to hear more from Vilde Frang, and an eagerness to return to Carnegie Hall. Just like the previous concerts, it made me realize the impact of live music. Its a real shame that we have so many musical performances and venues to choose from in New York City but in the bustle of everyday life, we seem to forget they exist. However, it seems that when we need it most, live music is a good dose of alleviation. Its another dimension, taking us places elsewhere to temporarily forget our monotonous and prosaic everyday bustle. Who wouldnt have the intention of going back if they didnt think this?

Religious Commitment Essays - Confirmation, Holy Spirit,

Religious Commitment Religion is considered a very important part of life by a large part of the world's population. Determining moral issues and influencing every day decisions, it resides in everyday life and gives people something in which to believe. Often, the aspects of religion are passed down from parent to child, and the child automatically believes that which his parents believed. I too experienced this influence, as I grew up in a family with the Roman Catholic religion. I was baptized as a baby, and as long as I can remember I attended mass every Sunday with my family no matter how much I contested going or the number of tantrums I would throw. I received my first communion and went through years of Sunday school, which I thought was torture. At an early age I knew and understood the "routine" that Catholics follow. I later realized the true seriousness which was far more than just going through the learned motions. The arguments between my parents and I had diminished as church was now becoming an enjoyable experience for me. I started looking forward to the sermons of the priest, wondering what new topic he would bring about for discussion. Soon I went through a process that is custom in Catholicism, known as confirmation. This is the transformation from a child to an adult in the eyes of the church. My older sister went through the same process before me and I never really truly understood the experience when she went though it. Along with the others I attended special classes taught by the priest. I became much more involved in what went on in the church, helping out with seasonal functions for the younger children in the parish and helping to create an active youth group at the church. When the actual confirmation occurred the different feelings inside of me were captivating. The mass itself actually helped me realize the awesome responsibilities of being a Catholic and even the benefits it had to offer. In reality I was a slightly nervous about the whole thing. The Catholic Church places very high expectations upon its young people, and I now had more responsibility in the parish. After going through the whole confirmation process I feel as if I have grown as a member of the Catholic Church, and as a person. The wisdom that I have gained from my faith is immense. Whenever I am uncertain my faith will help guide me in the right direction. I am very grateful for my parents for not giving into my whining or fits when I was younger. In the end all of the advantages of being an active Catholic are well worth it. Without my commitment to my religion I do not think I would be nearly as strong of a person as I am today. To me the Catholic Church provides direction along with a true friendship that will last a lifetime.